Showing posts with label life insurance. Show all posts
Showing posts with label life insurance. Show all posts

Monday, May 13, 2024

Nok Nok, who's gone?

If you’ve followed this blog for any length of time, and if you have feel free to use Covid as an excuse, then you already know I’m always thinking ahead.

A little over fourteen years ago, I wrote a fabulous piece about my estate plans. You can read it here. Now I know what you’re saying to yourself: “He’s been cranking out this crap for fourteen years?” Trust me, get in line.

At any rate, I was thinking about my exit strategy again lately, and realized while the big pieces of the goodbye puzzle are in place, there will be lots of loose ends to tie up. And it just seemed rude to leave it all for whoever draws the short straw and has to figure it out.

Which is why I ordered a Nok Box.

Frankly I’d be surprised if you haven’t heard of it. It seems like every third email I get and every second Instagram reel that comes up is selling them.

Hmmmm, what does the algorithm know that I don’t?

Nok stands for Next Of Kin. It’s a pre-made group of file folders, complete with individual instruction sheets for each of them, telling me what details and information to fill them with. Being the little organizer I am, because somebody has to be, this appealed to me in a big way. There are so many odds and ends to deal with at the end of the road, I wanted to make it easy on those I’m leaving behind.

Although just to be clear, I’m not planning on going anywhere soon.

So now begins the task of pulling all the info together, so my heirs will be able to find their way through their grief and cash the life insurance checks as soon as possible.

The one other thing I’m going to do to make it easy on them is plan my own memorial and funeral ahead of time, so the only thing they'll have to do is call for a pickup. I know they’ll be grieving deeply, which is why I thought an iPod in the casket playing the sound of someone frantically knocking on a heavy wooden door might add a little levity to the situation.

Anyway I’m not thinking anything fancy. Just a plywood casket, and markers so everyone can write something on it. I’d like to spend eternity in a black t-shirt and cargo shorts, and have a player with a fully charged battery and Thunder Road on repeat.

I know, I’m as shocked as you are.