Showing posts with label responsibility. Show all posts
Showing posts with label responsibility. Show all posts

Saturday, March 17, 2012

The truth will set you free

Free from deductibles that is.

Remember a few posts ago when I was talking about the woman who hit my car, and how she was practicing revisionist history with regard to how the accident happened?

Well yesterday the issue of responsibility for the accident was resolved.

Here's how I think it went down.

The short story is she backed her Chevy Tahoe into the side of my Lexus. Her story was we collided and therefore were both responsible.

Not so fast there missy.

The problem and the beauty of facts is that they are the facts. And people who deal with this kind of situation day in and day out have a finely honed ability to see them clearly.

My field adjustor from Mercury, the field adjustor from her insurance company, my body shop rep and the photos of the damage all tell the same story: she hit me. I'd like to believe that her insurance company, after they stopped laughing at her story, told her the bottom line was that she backed into me in a parking lot, and she wasn't getting out of it.

So when my adjustor called yesterday to tell me the other party had taken responsibility - whether she wanted to or not - I was relieved.

It means I won't have to front the $500 deductible while the insurance companies duke it out. And I won't have the additional stress of worrying about it (not that I couldn't handle it - apparently stress to me is like the bottomless lemonade cup at Islands. Don't get me started).

Oddly enough, this whole incident didn't restore my faith in people.

But, as odd as it feels to say this, it does make me feel ever so slightly better about insurance companies.